You need to provide 3D Secure payment authorization to European customers from September 14, 2019 European banks will decline transactions that don’t follow the new authentication.

How does 3D Secure work

Source: https://exclusivepay.wordpress.com/2015/03/31/what-is-3d-secure-who-needs-3d-secure/

In the following cases, you don’t need authentication

A transaction is under €30 Banks won’t need authentication for such transactions, but they will count each user’s cumulative payment value and require authentication as soon as a user’s cumulative transaction value reaches €150. Recurring transactions Banks won’t need authentication if payment is less than EUR 50 and the cumulative value of recurring transactions is less than EUR 300 per month.

What you need to check

Check if all the payment methods you use in Europe provide 3D Secure. The majority of known systems have already become compatible with the new rules. PayPal—compatible. Braintree — compatible (use the official extension) Authorize.net — compatible (update it to the version 2.3.3+ or 2.2.10+) CyberSource — compatible eWay — compatible (use the official extension) Stripe—compatible (use Amasty Stripe Payment for M2 extension) Do you need any help? Contact us